Luxembourg offers a prestigious Investor Residency Program, allowing non-EU nationals to obtain residency by making significant financial investments. Known for its strong economy, high quality of life, and strategic location in the heart of Europe, Luxembourg provides an excellent environment for investors looking to gain European residency. The program is designed to attract high-net-worth individuals and their families, offering them the opportunity to live, work, and eventually obtain citizenship in Luxembourg.
Key Features
- European Residency: Grants the right to reside in Luxembourg with visa-free access to the Schengen Area.
- Family Benefits: The program extends to the applicant’s spouse and dependent children.
- Pathway to Citizenship: After seven years of continuous residency, investors may be eligible for Luxembourg citizenship.
- Robust Economy: Luxembourg’s stable and prosperous economy offers a secure environment for investment.
- No Language Requirement: Investors are not required to demonstrate proficiency in the local languages (Luxembourgish, French, or German) to obtain residency.
Overview of Investment Visa Streams
- Purpose: To promote entrepreneurship and innovation in Luxembourg.
- Eligibility:
- Minimum investment of €500,000 in a new business based in Luxembourg.
- Duration: 3-year residency, renewable.
- Others: The business must create jobs and contribute to the local economy.
- Purpose: To encourage foreign investment in existing Luxembourg businesses.
- Eligibility:
- Minimum investment of €500,000 in an existing Luxembourg business.
- Duration: 3-year residency, renewable.
- Others: The investment must lead to business growth or expansion.
- Purpose: To support the financial sector by investing in a management company based in Luxembourg.
- Eligibility:
- Minimum investment of €3 million in a Luxembourg-based management company.
- Duration: 3-year residency, renewable.
- Others: The management company must be involved in investment activities.
- Purpose: To attract investments in Luxembourg’s private equity sector.
- Eligibility: Minimum investment of €20 million in a Luxembourg private equity firm.
- Duration: 3-year residency, renewable.
- Others: The investment must be maintained for the duration of the visa.
General Eligibility Criteria
- Minimum Investment: Varies by stream (e.g., €500,000 for business creation or expansion, €20 million for private equity).
- Proof of Funds: Investors must prove that the investment funds are legally obtained.
- Health Insurance: Valid health insurance for the applicant and family members is required.
- Clean Criminal Record: Applicants must provide a police clearance certificate from their country of residence.
- Good Character: Applicants should not pose a threat to public order or security in Luxembourg.
Required Documents
- Valid Passport: Copies of the applicant’s passport and those of dependents.
- Proof of Investment: Documentation proving the source and availability of funds.
- Police Clearance Certificate: From the applicant’s country of residence.
- Business Plan (if applicable): Detailed business plan for business creation or expansion.
- Health Insurance: Proof of adequate health insurance coverage.
- Financial Statements: To demonstrate net worth and financial capability.
Application Process
- Select an Investment Stream: Choose the appropriate investment option based on your financial capacity and interests.
- Prepare Documentation: Gather all necessary documents, including proof of funds, investment agreements, and legal certifications.
- Submit Application: Applications are submitted to the Directorate of Immigration in Luxembourg.
- Await Approval: The application process usually takes 3-6 months, depending on the complexity and completeness of the application.
- Receive Residency Permit: Once approved, the residency permit is issued.
Cost (Approximate)
| Visa Type | Application Fees | Investment Amount | Additional Costs (Legal, Admin, etc.) |
|---|---|---|---|
| Business Creation | €2,000 | €500,000 | €15,000 – €25,000 |
| Business Expansion | €2,000 | €500,000 | €15,000 – €25,000 |
| Investment in a Management Company | €2,000 | €3 million | €20,000 – €30,000 |
| Private Equity Investment | €2,000 | €20 million | €25,000 – €35,000 |
Visa Processing Time (Approximate)
| Visa Type | Processing Time |
|---|---|
| Business Creation | 3-6 months |
| Business Expansion | 3-6 months |
| Investment in a Management Company | 3-6 months |
| Private Equity Investment | 3-6 months |
Key Points to Remember
- Long-Term Commitment: The investment must be sustained throughout the residency period.
- Pathway to Citizenship: After seven years, investors may apply for Luxembourg citizenship, provided they meet the language and integration requirements.
- Family Inclusion: Spouses and dependent children are included in the residency permit.
Conclusion
The Luxembourg Investor Residency Program is an attractive option for high-net-worth individuals seeking residency in Europe. With multiple investment options and a stable economic environment, Luxembourg offers both security and opportunity. The program’s flexibility and clear pathway to citizenship make it an appealing choice for investors and their families.
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